Home Buying & Selling Process

Benefits of Home Ownership - PDF

Home Buyers Roadmap - PDF

Home Sellers Roadmap - PDF

Real Estate Terminology - PDF

The Answer Book for Sellers - PDF

The Answer Book for Buyers - PDF

Reasons to Hire A Realtor® - PDF

Credit NEEDS:

Free Annual Credit Report

Understanding Credit Reports and Scores

​Monthly Payment Worksheet - Define What is Affordable for You - PFD

​Mortgage Options, Guides & Calculators:

How Much House Can I Afford?

VHFA Pre-Purchase Home Buyer Education Program

Home Loans 101 - Mortgage options and the application process - PDF

What is a FHA Loan? - PDF

USDA - Rural Development -  Direct Program 

USDA - Rural Development - Guaranteed Loan Program

203(k) Loan Program - Turning "Fixer-Uppers" into Dream Homes -PDF

U.S. Dept. of Veterns Affairs - VA Guaranteed Loan -PDF

Home Buyer's Guide to the Foreclosure Market-PDF

What is a Short Sale? 

Insurance Needs:

Types of Insurance You May Need for Your Home - PDF

Title Insurance Policies - PDF

Owner's Title Insurance - PDF

National Flood Insurance Program 

Septic & Wastewater:

Wastewater and Potable Water Supply Rules  - PDF

Do I Need a Permit? - PDF

​Septic System Primer  - PDF

VT Septic System Designers - PDF

Why You Should Inspect Your Septic System BEFORE You Sell - PDF

Types of Wells - PDF

What is a Cistern? -PDF

​VT Wastewater System & Potable Water Permits 

​​Disclosures & Info Sheets:

Water & Radon:

Private Drinking Water - A User's Guide -PDF

​Testing Drinking Water from Private Water Supplies - PDF

Radon Fact Sheet -PDF

VT Dept. OF Health Lab - Water & Radon Test Order Form -PDF

Smoke & Carbon Monoxide:

Smoke Alarm Installation Guidelines - PDF

Carbon Monoxide Alarm Requirements - PDF

Stairs, Handrails, Guardrails & Egress:

Emergency Egress Windows - PDF

Requirements for Stairs-PDF

Requirements for Handrails & Guardrails-PDF

Lead Based Paint & Lead Based Paint Hazards:

​Lead Hazards in Housing - PDF

Don't Spread the Lead - PDF

Protect Your Family From Lead in Your Home - PDF

Essential Maintenance Practices (EMP) and the VT Lead Law - PDF

VT Lead Law Rental Property Real Estate Transactions - PDF

​Fuel Tanks:

Above Ground Fuel Tank Regulations

Removal of a Residential or Farm Underground Storage Tank - PDF

Vermont Underground Storage Tank Rules


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Linksto Vermont Resources & Printablehandouts